Answer:
There are many different damages that can be recovered if you or a loved one has been involved in an Iowa car accident. The cost of all necessary medical expenses you have incurred so far and all medical expenses that you may have in the future due to your injury can be recovered. All forms of medical care and treatment are included such as surgery, physical rehabilitation or pain management, hospital, medical, therapy, nursing, and diagnostic testing. You can recover your medical expenses from the responsible party, even if you health insurance has paid all or part of your medical expenses.
If you have been injured you may not be able to work. You are entitled to recover your lost wages (loss of earnings) caused by your injuries. Your wages, commission, bonuses, and all other earnings or fringe benefits are recoverable. You can still recover your lost wages even if your employer or disability insurance has paid all or part of them.
If your injury prevents you from going to back to normal work, because you have sustained a permanent injury then you can recover the amount of the reduction in your earning capacity. Meaning if you can't work your regular job or can't work as much, your earning capacity will be reduced, because of your injury. This also includes all future earning capacity that will be affected by your injury.
Your injury may cause you physical pain and mental anguish that you have suffered and may continue to suffer. You can receive compensation for pain and suffering. These damages are in addition to and could possibly be more than your lost earnings and medical expenses.
Part of your bodily injury claim is loss of full mind and body; this includes reimbursement for any loss of function or use of your body or mind. This is also in addition to the damages described above.
If the injury you sustained causing scarring, disfigurement, or any other unattractive marks, you are entitled to recover for the disfigurement and any humiliation or embarrassment associated with the disfigurement.
Dealing with an injury can be very stressful, serious injuries to a spouse or child may cause damage to the relationship. If this occurs, you can recover for the loss of society, affection, and assistance to your child or spouse.
Damage to your vehicle or all other personal property can be made. When your vehicle can be repaired, you are entitled to recover the reasonable cost of restoring the vehicle to its condition prior to the collision. In addition, you may be able to recover the cost of substitute transportation (usually a rental car) you incur while your vehicle is being fixed. If the cost to repair your vehicle is more than that value of your vehicle, you are entitled to recover the full value of your vehicle before it was damaged, plus sales tax.
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