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| "Before Talking to the Insurance Adjustor or Hiring an Attorney You Should Know Your Rights and Responsibilities" |
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What are my rights as a motorcycle rider in Iowa?
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Answer:
The Right to Use the Roadway: A motorcycle is just like any other motorized vehicle on the roadway and other drivers have to respect your space on the road.
The Right to Not Wear a Helmut: Iowa is one of only a handful of states that does not require riders to wear helmets. While there is evidence that helmets can help reduce brain injuries, there are also other studies that have found that wearing a helmet increases your chances of sustaining a serious neck injury.
If You are Injured in an Accident You Have the Right to Choose Your Own Doctor: A doctor who has a good reputation with insurance companies and with our courts lends credibility to your claim. Conversely, a doctor with a bad reputation can literally destroy your claim. Your family doctor may, or may not be, "The Best" choice. Unless the doctor has experience with accident cases, he/she could inadvertently do something that could hurt your case. Effective personal injury attorneys know which doctors to use and which ones to stay away from.
If Injured in an Accident You Do Not Have to Give a Recorded Statement: Often the insurance company for the driver responsible for your injuries will ask that you give a recorded statement. What will you gain by giving a recorded statement? Usually, the answer is that you have nothing to gain and everything to lose. For example, if you sustained a neck injury and the insurance adjustor asks if you have ever had neck pain before the accident and you say "no", but you previously told a doctor that your neck hurt, then your case may be damaged. Keep in mind that the insurance company and their attorneys will eventually obtain all of your medical records and they will try use anything and everything against you. I recommend that you do not give a recorded statement as you will often have nothing to gain by doing so.
The Right to Have Your Medical Bills Paid by Your Health Insurance Company: Sometimes your medical providers will tell you that they cannot bill your health insurance company because there has been an accident. Unfortunately, failing to submit your medical bills to your health insurance company may result in you being turned over to a collection agency, not having your medical bills paid and/or you receiving less compensation for your injuries. You should insist that your bills be submitted to your health insurance company. |
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(WARNING: THESE ARE GENERAL STATEMENTS AND ARE NOT INTENDED AS LEGAL ADVICE OR LEGAL OPINIONS. IF YOU THINK THAT YOU HAVE AN EMPLOYMENT LAW CLAIM THERE ARE DEADLINES WHICH CAN BE AS SHORT AS ONLY A FEW DAYS TO FILE A GRIEVANCE OR ONLY A FEW MONTHS TO FILE A COMPLAINT WITH THE CIVIL RIGHTS COMMISSION OR EQUAL EMPLOYMENT OPPORTUNITY COMMISSION. IF YOU THINK YOU HAVE AN EMPLOYMENT LAW CASE THEN YOU SHOULD CONSULT WITH AN ATTORNEY RIGHT AWAY.) |
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Iowa Attorneys dedicated to protecting the rights of their clients with offices in Des Moines and Newton. We are located in Central Iowa assisting residents of including the cities of Sioux City, Council Bluffs, Des Moines, Fort Dodge, Ames, Cedar Rapids, Iowa City, Davenport, Dubuque, Waterloo, Newton, Adel, Pella, Knoxville, Montezuma, Indianola and Burlington
, and the communities that make up Woodbury, Pottawattamie, Polk, Webster, Story, Linn, Johnson, Scott, Dubuque, Black Hawk, Jasper , Marion, Poweshiek, Dallas, Warren, and Des Moines counties. However, our Iowa lawyers represent clients throughout the state.
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