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| “Leveling the Playing Field between Injured Iowans and Insurance Companies™” |
Our Guarantee to You:
If You Don't Learn Anything From These Reports Contact Us and We Will Donate $100 to in Your Name to the Iowa Civil Justice Foundation. |
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Examples of Unscheduled Member Injuries: |
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| Shoulder- Percentage based upon 500 weeks of available benefits. For example an 8% body as a whole shoulder impairment rating generally equals a minimum of 40 weeks of benefits. However, depending on many factors including lifting and activity restrictions imposed, lost wages, etc. an 8% shoulder impairment rating could result in a 100 weeks or more in benefits. |
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| Back- Percentage based upon 500 weeks of available benefits. For example a 10% body as a whole back impairment rating equals a minimum of 50 weeks of benefits. However, depending on many factors including lifting and activity restrictions imposed, lost wages, etc. a 10% back impairment rating could result in 120 weeks or more in benefits. |
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| Neck- Percentage based upon 500 weeks of available benefits. For example a 15% body as a whole neck impairment rating equals a minimum of 75 weeks of benefits. However, depending on many factors including lifting and activity restrictions imposed, lost wages, etc. a 15% neck impairment rating could result in 150 weeks or more in benefits. |
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| Brain & Mental Injuries- Percentage based upon 500 weeks of available benefits. For example a 20% body as a whole brain injury impairment rating equals a minimum of 100 weeks of benefits. However, depending on many factors including lifting and activity restrictions imposed a 20% brain impairment rating could result in 200 weeks or more in benefits. |
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Examples of Scheduled Member Injuries: |
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Arm- 250 weeks, e.g. a 10% arm impairment equals 25 weeks of benefits.
Leg- 220 weeks, e.g. a 15% leg impairment equals 33 weeks of benefits.
Hand- 190 weeks, e.g. a 20% hand impairment equals 38 weeks of benefits.
NOTE: If you do not know which category your injury fits into please contact us. Also, you may be entitled to additional benefits for a scheduled member injury depending on whether or not you have sustained previous injuries, etc. |
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| 2nd Injury Fund: If you previously sustained a scheduled member injury (arm, leg, hand, eye, etc.) whether or not it was work related, and then sustain another scheduled member injury then you may be entitled to additional benefits under the Iowa Second Injury Fund for your loss. |
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| Additional Disability Benefits If Your Condition Worsens: You may be able to "re-open" your claim after an initial disability award if the injury worsens. The request to "re-open" your claim MUST BE MADE WITHIN THREE YEARS of the date on which you last received disability benefits. |
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| Independent Medical Examination: You have the right to have one independent medical examination performed by a doctor of your own choosing for an impairment rating and permanent restrictions. There are several doctors that I will recommend depending on the nature of your injury. |
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| Death: Damages for the death of a worker are available for the wife, husband and dependent children of the deceased. Sometimes, others who were dependent upon the deceased may recover. Damages are compensation for the lifetime of the beneficiary. |
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(WARNING: THESE ARE GENERAL STATEMENTS AND NOT INTENDED AS LEGAL ADVICE. CHANGES IN THE LAW CONCERNING OCCUR FREQUENTLY. YOU SHOULD CONSULT WITH AN ATTORNEY CONCERNING YOUR PARTICULAR CASE.) |
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YOUR RIGHTS
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Call Now (800) -707-2552, ext. 7-11 (24 Recorded Hour Message) or Fill Out The Form Below To Have Our Report Mailed To You.
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WHAT ARE YOUR RIGHTS AS AN INJURED WORKER?
Iowa Law has recognized the needs of its injured workers for more than 80 years. The law requires every employer to obtain workers’ compensation insurance (or be approved as a self-insurer) to cover claims made by their injured workers. Even the best employer, however, is not likely to tell you all you need to know.
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If you are injured in a work accident or suffer from an occupational disease at work, the law says you are entitled to receive the following benefits:
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Lifelong Medical Treatment: Your employer is responsible for paying for all medical care necessary to treat your injury. This includes all forms of care and treatment, whether hospital, medical, therapy, nursing, diagnostic testing, surgery, physical rehabilitation or pain management. The right to medical care and treatment may continue for the rest of your life for conditions related to your accidental injury or occupational disease.
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Cash Payments While You Recover And Cannot Work: While you are healing and unable to work, you will receive cash payments to replace your usual earnings. The amount of your weekly payment is called your "rate" which is discussed below.
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Mileage Expenses: You are entitled to be reimbursed at the rate of $.445 per mile effective July 1, 2006, for all mileage you incur going to and from doctors appointments, physical therapy visits, etc.
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Cash Payments for Permanent Disability: If your work injury or occupational disease causes a permanent impairment, you are entitled to a cash award for the resulting disability. The amount of the award is based on the part or parts of the body involved, the nature and extent of your disability and the amount of your average weekly earnings when you were hurt or disabled.
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Rate: The amount of your weekly cash payments, also known as your "rate", is based upon your average earnings prior to the work injury, known as your AWW- Average Weekly Wage. If you are paid on an hourly basis, generally your rate will be based upon your average wages for a 13 week period prior to your work injury, excluding short weeks (weeks in which you did not work a full 40 hours). Your weekly rate is based upon your marital status, your number of exemptions, and your AWW- Average Weekly Wage multiplied times 80% of your spendable weekly earnings. There are both minimum and maximum rates for permanent disability benefits based upon the statewide average weekly wage. Our experience is that in about 50% of our cases, the employer/insurance company has underpaid the employee by using a lower weekly rate than what is owed. That is why in every case we verify that you have been paid the proper rate as it can make thousands of dollars of difference.
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YOUR RESPONSIBILITIES |
TIME MAY BE RUNNING OUT!!! WHAT ARE YOUR RESPONSIBILITIES?
The law imposes rigid time deadlines in which to file suit, provide notice or make claims for different types of actions. These time limitations can be as short as 90 days in certain types of cases. The failure to act timely to protect yourself can completely eliminate your right to recover!
(WARNING: THESE ARE GENERAL STATEMENTS AND NOT INTENDED AS LEGAL ADVICE. THERE ARE MANY EXCEPTIONS AND YOU SHOULD CONSULT AN ATTORNEY CONCERNING YOUR PARTICULAR CLAIM AND THE APPLICABLE STATUTE OF LIMITATIONS AND ANY AVAILABLE EXCEPTIONS SUCH AS IF THE INJURED PERSON IS A MINOR. ALSO, THE FILING OF A CLAIM OR SUIT SOLELY TO COERCE A SETTLEMENT OR TO HARASS ANOTHER COULD BE ILLEGAL AND COULD RENDER THE PERSON SO FILING LIABLE FOR MALICIOUS PROSECUTION OR ABUSE OF PROCESS). |
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| Would you like to know the 7 Deadly Mistakes to Avoid If You are Hurt at Work or what is in the Injured Workers' Bill of Rights, then complete the following form and "Iowa Workers' Compensation- The Legal Insider's Guide to Work Injuries " will be sent to you right away. |
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walklaw.com - injurediowan.com - legalinsider.com |
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Iowa Attorneys dedicated to protecting the rights of their clients with offices in Des Moines and Newton. We are located in Central Iowa assisting residents of including the cities of Sioux City, Council Bluffs, Des Moines, Fort Dodge, Ames, Cedar Rapids, Iowa City, Davenport, Dubuque, Waterloo, Newton, Adel, Pella, Knoxville, Montezuma, Indianola and Burlington
, and the communities that make up Woodbury, Pottawattamie, Polk, Webster, Story, Linn, Johnson, Scott, Dubuque, Black Hawk, Jasper , Marion, Poweshiek, Dallas, Warren, and Des Moines counties. However, our Iowa lawyers represent clients throughout the state. |
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